Business Insurance

Protect your business from unforeseen problems with the right business insurance for your industry

No matter what size company you run, Glynns Financial recommends that you have comprehensive business insurance

Whether your business employs hundreds of people or a handful, operates from large premises or from home, is currently making a profit or running at a loss – having adequate business insurance is a smart move. As a trusted financial adviser on the North Shore, Glynns Financial can identify the best insurance cover for your business.

After all, your assets, your staff, your profits, your networks and your liability are all worth protecting. For example, if you have a key staff member, you can protect against loss due to injury or illness with key employee protection. In unforeseen circumstances, you can be covered by a loss of profit insurance. In the event of cyber attacks and data breaches, you can take out insurance to protect your networks. And your liability can also be covered by professional and statutory liability protection.

Some types of insurance may not apply to your business, while other types are highly recommended. Contact our financial consultant today and together we’ll determine the priorities for your organisation. Our team can also help you with investment advice to help you set up for retirement.

Six types of insurance that every business should consider

Key Person Insurance and Shareholder Cover

This cover protects a business if it loses one of its key personnel or directors due to death or illness. It provides certainty for the business and maintains cash flow at a difficult time. It provides certainty to remaining shareholders as to what the plan is and provides the finances to enable families to move on. It also keeps a business running and provides certainty to suppliers and providers.

Key Person Start-Up

If you are new to the business or recently self-employed, it is likely you are the key person – without you, your business will fail. This insurance means you can protect yourself in the event of accident, illness or trauma

ACC Advice

If you are self-employed, Glynns Financial can offer personalised advice whether to remain on Cover Plus or to fix your ACC Cover. Our financial advisers can tailor your Income Protection and Business Protection to fit in with your ACC Insurance, to provide a greater level of overall cover.

Professional Indemnity and Public Liability Insurance

Professional people who give advice or consult can be protected against the consequences of negligence, wrongdoing or misconduct. General Liability Cover can protect against lawsuits from inadvertent criminal action or negligence. Public Liability covers the cost of compensation and your defence costs as well.

Commercial Buildings, Vehicles, Plant and Stock Insurance

This insurance protects your buildings and its contents. You are protected against damage to buildings, contents, stock or commercial vehicles in the event of calamity, fire, theft, burglary or malicious damage.

Business Interruption Insurance

Fire, flood, earthquake, accidents or regulatory shutdown could all affect your business. Should disaster strike, your business can be covered for lost productivity or production. This cover keeps your business cash flow moving, enabling you to get back to trading.

Besides business insurance, Glynns Financial provides other financial services

Glynns Financial offers complete wealth management services for Auckland clients. Our financial experts can help with any, or all, of the following scenarios:

Just entered the workforce? How to use KiwiSaver to your best advantage and structure it correctly to maximise long-term returns.
House hunting? If you are buying your first home in Auckland, we can recommend a mortgage professional to secure the best mortgage rates and terms for you.
Uncertain about life insurance? Talk to our life insurance adviser about how much life insurance, health insurance and income protection insurance you need to take out to be properly protected.
Is your retirement plan on track to give you everything you require? At Glynns Financial we understand that a fulfilling retirement is having the time and money to have purposeful experiences. We’ll look at your plan and make the necessary adjustments.
Has a significant financial event occurred? During times of sudden financial change, financial planning is needed to have a clear plan going forward. Our independent financial adviser can help.

Throughout all the stages of your financial life, Glynns Financial is here to expertly guide you on your path to wealth creation. For all enquiries, or to schedule an appointment to discuss your financial planning, please contact our Auckland based financial consultant today.

Protect your company with business insurance

Your Assets

including buildings, vehicles and machinery.

Your Staff

with key employee protection to cover for loss due to injury or illness of a key staff member.

Your Networks

Protect against cyber attacks and data breaches.

Your Profits

loss of profit insurance can cover you for unforeseen circumstances.

Your Liability

Including professional and statutory liability protection.