Investment – Glynns Financial

Plan for Your Retirement

North Shore based Glynns Financial provides personalised retirement planning advice for Auckland clients

How you choose to invest your money determines the end result. Let our investment advisers help you make the right choice

How you wish to live in your retirement years influences the investment choices you make now. This is why our North Shore based financial adviser wants to know about your financial goals. What would you like to do in your later years? How much time would you like to spend travelling? When you share with us the specifics of your goals, we can create a retirement plan with investment advice that makes your lifestyle dreams a reality.

There are many ways to invest your money, each with different levels of risk and return. The level of risk you wish to take depends upon how early you invest, where you invest your money and how adverse to risk you are. A financial return can be generated from saving your money in a term deposit; buying shares; contributing to managed funds and Investing in property. Because not all financial returns are equal in their results, it is crucial to understand the consequences of investing wisely right from the beginning.

As our client, you will receive a personalised investment advisory service to help you plan for your retirement and choose the best investment options. To make an appointment, please contact our Auckland based financial consultant today.

Retirement Planning

For many people, the definition of a successful and fulfilling retirement is having the time and money to enjoy meaningful experiences.

What you do; where you wish to spend your retirement years; and when you wish to retire; determines how much money you will need

How do you envisage spending your free time?
What have you always wanted to do that you’ve never had the time or money for?
What would you like to experience and with whom?
What local and overseas trips would you love to take?
What causes are close to your heart and where would you like to volunteer?
What contributions would you like to be remembered for?

What new skills would you like to develop?
Would you like to study and if so, what?
Where would you like to live and in what type of accommodation?
Would you like to embark on another career?

How much money will you need to achieve this and how long will your money last?

These are difficult questions to answer. At Glynns Financial we help you answer these questions by preparing you a personalized and realistic investment plan based on where you are at now in your financial journey, whether close to retiring or in your retirement years. Our advice doesn’t stop there. We continue to journey with you through the years and will review and update your plan to meet life’s every changing challenges, dreams and goals.

No matter how big your goals and dreams are, we have expert advice to make sure you achieve them.

Save for the future with KiwiSaver while you work.

KiwiSaver makes it easy to automatically set aside money for your retirement as part of your wider wealth management plans. The KiwiSaver voluntary savings scheme is something that all employers must provide for their staff. Your chosen contribution, either 3, 4, 6, 8 or 10 percent of your salary, is deducted from your pay and invested in managed funds. This money is locked in until you turn 65, unless you use it to help when you are buying your first home.

As soon as you enter the workforce it is wise to be ahead of the rest and structure KiwiSaver effectively to maximise your long-term returns. You can increase your savings by choosing the optimal contribution amount, moving to a different provider who offers lower fees and by changing the balance of investments within your scheme.

Planning for the future as you get older is easy with the right long-term financial partner and good investment advice

Our investment adviser provides you with complete advice to help you make the most of what you have. Using a realistic and achievable plan, we’ll ensure you repay any remaining debt and structure your savings and assets in a way that will provide you with the income you need to live your ideal lifestyle. As you get older, your protection requirements change. Our team will help you work out what is still relevant to you, so that the important things remain covered. We’ll assist you with the process if you need to make a claim, too.

As your long-term financial partner, we’ll continue to review your plan regularly so that it enables you to keep doing the things you love. As part of our wealth management service, Glynns Financial also offers the services of a retirement planning adviser and life insurance adviser. And if you own your own business, we can also advise and arrange the most suitable business insurance. Simply contact us today to arrange your preferred appointment time.