Kiwisaver

Want to know which is the best KiwiSaver scheme? Glynns Financial will help you choose a provider and get your KiwiSaver moving

  • How does the performance of your current scheme stack up?
  • As your Kiwisaver grows, do you need to diversify further by choosing more than one provider?
  • Do you know if you are on track with your KiwiSaver funds for retirement?
  • Does your current KiwiSaver scheme automatically reduce your investment in higher risk growth assets as you near retirement?
  • Does your KiwiSaver apply environmentally and socially responsible investing guidelines when selecting investments?
  • Are you making the most of the KiwiSaver employer and government benefits on offer?
  • If you are saving for your first home, does your KiwiSaver fund match your needs? 

We make transferring your Australian super to KiwiSaver easy

At Glynns Financial we are strong advocates of KiwiSaver as we know the difference it makes in the financial futures of our clients. Since its introduction in 2007, KiwiSaver has helped over 2.7m New Zealanders better financially prepare for their retirement. KiwiSaver makes it easy to automatically set aside money for your retirement as part of your wider wealth management plans.

The KiwiSaver voluntary savings scheme is something that all employers must provide for their staff. Your chosen contribution of either 3, 4, 6, 8 or 10 % of your salary is deducted from your pay and invested in managed funds. This money is locked in until you reach retirement age, unless you choose to access it when buying your first home.

Our financial adviser will ensure you have the best KiwiSaver provider for your personal situation

To ensure you receive maximum value, there are many do’s and don’ts with KiwiSaver. Our financial adviser is here to ensure that your scheme and fund closely match your needs. 
 
As soon as you enter the workforce it is wise to be ahead of the rest and structure KiwiSaver effectively to maximise your long-term returns. You can increase your savings by:
 
  • choosing the optimal contribution amount
  • changing your KiwiSaver provider to one that offers greater diversification
  • optimising member tax credits
  • changing the balance of investments within your scheme 
 
Have you been blindly saving and have no idea if you are on track to fulfill your retirement dreams?  Let us review your KiwiSaver. If appropriate, we’ll help you change your KiwiSaver provider to one that better meets your plans for the future. 
 
You can also count on us to continually monitor your scheme. Glynns Financial will also guide and assist you when buying your first home and prepare you for retirement.

What if I have an existing superannuation scheme?

Even if you have a superannuation plan that was part of a work-based scheme or private scheme you can normally still implement KiwiSaver. However, receiving good advice about your superannuation scheme and ensuring it is still current and cost-effective is important to achieve the required returns for a comfortable retirement.
 
Let Glynns Financial review your current scheme and advise you if there is a better option.

Common questions about superannuation funds

Whilst you may not be able to withdraw the funds from your scheme, you are able however, to move your fund to another more suitable fund or provider.
You should review your scheme on a regular basis, as markets change and fund performance can vary greatly.
Older superannuation plans were typically set up with quite high cost structures. More modern plans may be more cost-efficient.
A regular review with a financial adviser is essential. The right fund is the one that fits your risk profile, your age and stage of life and what your needs and goals are.
Yes. Our financial advisers can assist you with a UK pension transfer to New Zealand. And we can also help transfer your Australian super to KiwiSaver.